If is a preposition at the beginning of a clause supposing something. In many European languages, “if” requires a verb in the subjunctive tense, because it is speculation about something that hasn’t happened (yet) or an alternative or hypothetical scenario. In English, the subjunctive would be thus: If I were...
But nowadays, most people say “If I was” so the subjunctive is falling into disuse. But it is very much alive in the Romance or Latin languages as well as many others. Learning what comes after “if” in Spanish means I have to think of how to conjugate the verb that follows. After a while, it becomes a habit: “Si quisieras” (if you want…) sounds right and I feel proud of myself for remembering to use the subjunctive! I was brought up in a highly literate family, my parents requiring us to speak properly – we would get corrected if, for example, we said “Me and Joe are going to the concert.” Commonplace nowadays, but not right. It sounds sloppy, ignorant. An “if” clause, however, would perhaps not sound so dissonant, because it has become acceptable not to use “were” as a subjunctive verb.
Also, most verbs in English don’t have a different form for an if clause: “If I wanted” is the same form of “want” as would be used for past tense in any context. I would wager that most people who read this may not even know what I am talking about! (Subjunctive? What is that?) If you study French, or Portuguese, or Italian, for more than one college semester, you will definitely have to learn it!
“If I were hoping to go on a cruise” is actually correct, but often now you will utter “If I was hoping to go on a cruise.” It still sounds dissonant to me, but it doesn’t bother me because I don’t use the subjunctive as often as I used to. Sometimes I forget all about it. I guess English speakers think IF is enough to signal a hypothetical event. Eventually it will be so rare that saying “if I were” will sound strange.
As for going on a cruise…I’m ready to go! No ifs, ands or buts about it!
(My attempt at stream of conscience writing this week for the SoCS challenge.)